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Government ratifies 8.25% EPF interest rate for 2025-26, credits due this month

Indian government, under Union Labour Minister Mansukh Mandaviya, has approved an interest rate of 8.25% on employees' provident fund deposits for financial year 2025-26. This move impacts more than seven crore members and seeks to provide stable returns while encouraging long-term savings among employees across the country.

BRIC Team
BRIC Team
Jun 18, 2026 · 1 min read · 3 views
Government ratifies 8.25% EPF interest rate for 2025-26, credits due this month

Key Takeaways

  • •The Indian government has set the EPF interest rate at 8.25% for the financial year 2025-26, benefiting over seven crore members.
  • •This is the third consecutive year the EPF interest rate has remained stable at 8.25%, unchanged since 2023-24.
  • •The EPFO recorded a net addition of 21.89 lakh members in June, showcasing increased participation in the provident fund scheme.
  • •The interest will be credited directly into subscribers' accounts, streamlining the process for members under the new EPFO system.
  • •The EPF interest rate was previously lowered to 8.10% for 2021-22, the lowest since 1977-78.

Indian government has set an 8.25% interest rate on employees' provident fund (EPF) deposits for 2025-26. Over seven crore members affected. Interest should hit accounts this month.

Central Board of Trustees (CBT),led by Labour Minister Mansukh Mandaviya, recommended this rate on March 2. Finance ministry,acting as guarantor,approved it soon after.

Third year in row at 8.25%. Rate's been stable since 2023-24,after a small bump from 8.15% in 2022-23. Before that,EPFO cut it to 8.10% for 2021-22 — lowest since '77-78.

Interest rates have bounced around. March 2020 saw a drop to 8.5%,down from 8.65% in 2018-19. Back in 2013-15,rate was 8.75%,while 2011-12 had it at 8.25%.

EPFO's new system credits interest directly to accounts immediately. Makes it easier for members. June saw 21.89 lakh new members,showing growing trust in fund.

As government locks in this rate,it's part of a bigger push for stable returns and long-term savings…but will it be enough?

#India

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